So with everything going on this month

Some of which have had a ripple effect creating different problems, I am wondering: what do you consider an emergency where you would use your emergency fund and what do you consider just poor planning and so you just have to live with the consequences?

Hi everyone, It has been a really long time since I posted

A lot has been going on. As some of you may remember, we are foster parents and have had a sibling group of 4 for the last 3 years. We will be finalizing the adoption of those kids in 2 weeks. We are so excited and cannot wait to put a period at the end […]

Can anyone explain?

I know that I need to increase my life insurance and need to get some on my DH. When I went to the Zander Insurance site, I got a list of quotes that started at $280 to over $900 annually for the same amount of coverage. There was no benefit explanation, so I don’t know […]