Two weeks ago, the left front control arm and two stabilizer links broke on my car. That was an emergency and I dipped into the emergency fund to get it fixed.
Then our “good” lawnmower went belly up due to poor maintenance on my part. We are dealing with the “cranky” lawnmower until we can afford to replace the “good” one. That is definitely not an emergency and I am paying my penance for not maintaining the first one properly.